Working capital for online sellers
We connect US based ecommerce businesses with lenders that provide fast funding for inventory orders and marketing campaigns.
Soft credit check only. Your business credit score remains safe.
- Revenue-based financing
- Merchant cash advance
- Inventory turnover ratio
- Gross merchandise value
- Chargeback ratio
- Debt service coverage
- Average order value
- Lien position
E-commerce business growth financing and working capital solutions
Financing options matched to your situation, in one place.
- INVENTORY Bulk purchase financing Secure cash to buy inventory in bulk before peak shopping seasons.
- MARKETING Ad spend bridge Fund customer acquisition costs while waiting for platform payouts.
- CASHFLOW Working capital loans Bridge the gap between product manufacturing and final customer delivery.
- CONSOLIDATE Debt restructuring Combine multiple high-interest merchant advances into one monthly payment.
- $10K–$1M Funding range available
- 24–48 hours Average time to funding
- 0 points Impact on credit score
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Industry expertise
- We focus solely on ecommerce and marketplace sellers.
- Understand cyclical cash flow needs better than traditional banks.
Partner vetting
- All lenders are screened for predatory fee structures.
- Only partners with clear, upfront repayment schedules are listed.
Speed to growth
- Designed for quick inventory turnarounds.
- Digital application process avoids paperwork delays.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Lack of brick-and-mortar
Traditional banks often require physical assets or long credit histories.
Low traditional credit score
Consumer-focused banks use generic credit models that fail sellers.
Inventory-heavy cash flow
Banks view tying up cash in inventory as a high risk.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Amazon FBA seller
Pre-purchasing holiday inventory for Q4
Shopify store owner
Increasing Facebook ad spend
Multi-channel retailer
Consolidating high-cost daily advances
Boutique brand owner
Manufacturing initial batch of new SKU
Optimize your seller operations
Running an online store involves more than capital. Learn about software integrations that help automate your inventory tracking and tax compliance to keep margins healthy.